529 Plan Limits 2024. Find each state’s lifetime contribution. As of january 1, 2024, when you discover you have extra money in your child’s 529 plan, there is a fourth option to.
In 2024, you can contribute up to $18,000 annually or $36,000 per married couple without paying any gift tax. Each state’s 529 plan has a maximum aggregate contribution limit, ranging from $235,000 in mississippi and georgia to $529,000 in california.